Privacy Policy — Daily Expense Tracker

Effective Date: October 18, 2026
App Name: Daily Expense Tracker
Developer: AMD SOFT (SMC-PRIVATE) LIMITED

1. Introduction

AMD SOFT (SMC-PRIVATE) LIMITED ("we," "our," or "us") respects your privacy. This Privacy Policy explains how Daily Expense Tracker handles information when you use our mobile application.

Daily Expense Tracker helps users record income and expenses, manage budgets, calculate balances, view monthly reports, select currencies, and export financial information.

Our goal is to provide useful financial management tools while respecting your privacy.

2. Information We Collect

Financial information entered by you

You may enter information such as:

• Income and expense amounts.

• Transaction categories.

• Transaction dates.

• Optional transaction notes.

• Monthly budgets and category spending limits.

• Your selected currency and app preferences.

This information is used to provide the app's features, including balance calculations, spending summaries, budget tracking, and reports.

Information stored on your device

In the offline version of Daily Expense Tracker, transaction records, budgets, and preferences are stored locally on your device.

We do not receive your locally stored financial records on our own servers unless a future version introduces a feature that explicitly transfers this information.

Device and technical information

The app may process limited technical information required for its operation. If advertising, analytics, crash-reporting, or other third-party SDKs are included, those services may collect device or usage information according to their own policies and the app's applicable disclosures.

Please review the relevant third-party disclosures if such services are enabled.

3. How We Use Information

Information entered into Daily Expense Tracker is used to:

• Calculate income, expenses, and remaining balances.

• Generate daily and monthly reports.

• Display spending charts and category breakdowns.

• Monitor budgets and display spending warnings.

• Remember your currency and application preferences.

• Export charts and transaction records when requested by you.

• Maintain the functionality and reliability of the application.

We do not use your manually entered financial records for unrelated purposes.

4. Data Storage and Security

The app is designed to support offline financial tracking. Information stored locally remains on your device and is subject to your device's security, backups, and storage settings.

We recommend protecting your device with a screen lock and keeping your operating system up to date.

No method of electronic storage or transmission can be guaranteed to be completely secure. If you export your records, the security of the exported files will also depend on where you save them and who can access that location.

5. Sharing of Information

We do not sell your personal financial records.

When the app operates entirely offline without data-transmitting third-party SDKs, your locally stored transactions are not automatically sent to us.

You may choose to export or share a chart or transaction file through your device's available sharing features. Any subsequent handling of that file is governed by the destination you choose.

If advertising, analytics, crash reporting, or cloud services are introduced, information may be processed by those providers as necessary for their disclosed purposes. This policy and our Google Play Data safety declarations will be updated to reflect the actual implementation.

6. Advertising and Third-Party Services

The app may be offered with or without advertising, depending on the version.

If we integrate Google AdMob or another advertising service, that provider may process certain information, such as device identifiers, advertising interactions, or diagnostic information, subject to its applicable policies and consent requirements.

For more information about Google's privacy practices, visit:

https://policies.google.com/privacy

We encourage users to review the privacy policies of third-party services integrated into the version they use.

7. Currency Selection and Financial Calculations

Daily Expense Tracker may support multiple currencies, including PKR, USD, GBP, and other supported currencies.

Currency selection is used for displaying financial values and preparing reports. Selecting a currency does not, by itself, exchange money or perform a financial transaction.

Users should verify currency settings and amounts before relying on exported reports.

8. Exporting and Deleting Your Information

You can manage locally stored records using the features provided by the app, where available.

You may be able to delete individual transactions or clear stored app data through the app or your device settings, depending on the implemented features.

Exported files, including CSV backups and PNG charts, may remain in the destination you selected after the original transaction is deleted from the app. You are responsible for managing those copies.

Uninstalling the app may remove its locally stored data. However, files previously exported or copied elsewhere may remain on your device or in a backup.

If a future version introduces accounts or server-side storage, we will provide appropriate information and deletion procedures for that functionality.

9. Children's Privacy

Daily Expense Tracker is a general-purpose financial utility and is not specifically designed to collect personal information from children.

If you believe that a child has provided personal information through a feature that transmits information to us, please contact us so we can review the matter and take appropriate action.

10. Your Privacy Choices

Depending on the features available in your version of the app, you can:

• Choose what financial information to enter.

• Edit or delete transactions.

• Change your currency and pr